Terms of Service
Last updated: February 2026
1. Introduction
Welcome to SwapMyCar UK Ltd ("SwapMyCar", "we", "us", or "our"). These Terms of Service govern your use of our website and services. By accessing or using SwapMyCar, you agree to be bound by these terms.
2. Platform Purpose
SwapMyCar is an introductory platform that connects individuals who wish to swap vehicles. We facilitate connections between users but do not participate in, verify, or guarantee any transactions.
3. User Responsibilities
3.1 Legal Ownership
You confirm that any vehicle you list is either:
- Owned by you outright, free of any finance agreements, or
- Subject to a finance agreement for which you have obtained express written permission from the lender to swap the vehicle
WARNING: Swapping a financed vehicle without lender authorization is a criminal offense under UK law and may constitute fraud.
3.2 Accurate Information
You must provide accurate, truthful, and complete information about your vehicle. Misrepresentation of vehicle condition, history, or status may result in account termination and potential legal action.
4. Platform Limitations
SwapMyCar does not:
- Inspect vehicles or verify their mechanical condition
- Guarantee the accuracy of mileage, service history, or MOT status
- Check for outstanding finance, insurance write-offs, or stolen status
- Act as a party to any swap transaction
5. Private Sale Nature
All vehicle swaps conducted through SwapMyCar are private transactions between individuals. As such:
- The Consumer Rights Act 2015 does not apply
- There is no 14-day "cooling off" period or right to cancel
- All swaps are "sold as seen" under UK private sale law
- SwapMyCar is not liable for vehicle condition, defects, or disputes
6. User Recommendations
We strongly recommend all users:
- Perform an independent HPI check or equivalent vehicle history report
- Conduct a thorough physical inspection of the vehicle
- Verify the V5C logbook and ensure it matches the seller's identity
- Meet in a safe, public location
- Check MOT history via the official DVSA website
7. Fees and Payments
Listing a vehicle on SwapMyCar is free. However, we charge fees for:
- Unlocking Swap-Safe Reports (£14.99 per vehicle)
- Premium listing features (pricing varies)
All fees are non-refundable unless otherwise stated.
8. Intellectual Property
All content, trademarks, and data on SwapMyCar are the property of SwapMyCar UK Ltd. Users may not reproduce, distribute, or create derivative works without our express written permission.
9. Account Termination
We reserve the right to suspend or terminate accounts that:
- Violate these Terms of Service
- Engage in fraudulent activity
- Provide false information
- Abuse the platform or other users
10. Limitation of Liability
To the fullest extent permitted by law, SwapMyCar UK Ltd shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the platform or any vehicle transaction.
11. Governing Law
These Terms of Service are governed by the laws of England and Wales. Any disputes shall be subject to the exclusive jurisdiction of the courts of England and Wales.
12. Changes to Terms
We reserve the right to modify these terms at any time. Continued use of SwapMyCar after changes constitutes acceptance of the updated terms.
13. Contact Information
For questions about these Terms of Service, please contact us at:
SwapMyCar UK Ltd
123 Business Street, London, EC1A 1BB
Email: legal@swapmycar.co.uk